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Government of Canada / Gouvernement du Canada
Opens in new tabFinancial Consumer Agency of Canada (FCAC)

Canadians' financial well‑being

Examine trends and uncover valuable insights into the financial well‑being of Canadians over time.

Explore trusted data using the interactive dashboard

Stay up to date on how Canadians manage their day‑to‑day finances, and track their financial well‑being over time.

  • Uncover trends from 2019 onwards.
  • Examine data based on demographics and time.
  • Analyze annual data from across different regions.
  • Follow regular updates.
Explore the dashboard

Key insights from the Monthly Financial Well‑Being Monitor

Struggle with bills

There was no change in the share of Canadians who struggled with financial commitments between 2024 and 2025.

Borrow for expenses

There was no change in the share of Canadians who borrowed for regular expenses between 2024 and 2025.

Budget

Less Canadians had a budget in 2025 than in 2024.

Emergency savings

There was no change in the share of Canadians who did not have emergency savings between 2025 and 2024.

Fraud

There was no change in the share of fraud cases among Canadians between 2024 and 2025.

Increased debt

There was no change in the share of Canadians whose debt increased between 2024 and 2025.

Spend more than income

There was no change in the share of Canadians who overspent between 2024 and 2025.

Stress

There was no change in the share of Canadians with high financial stress between 2024 and 2025.

Used savings

There was no change in the share of Canadians who used savings due to economic conditions between 2024 and 2025.

About the Monthly Financial Well‑Being Monitor

The Monthly Financial Well‑Being Monitor tracks information about Canadians’ day‑to‑day financial management and financial well‑being by collecting data from about 1,000 respondents every month. It includes questions on topics like savings and debt, money management, and financial vulnerability.

Explore key indicators

Feedback

As an early user, your feedback is important to help us make the RDX and its features better for everyone. If you have any problems using the site or find any accessibility issues, please send us your feedback.

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