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Finding

Only 1 in 4 Canadians can correctly identify the compounding effect of fees on investments over time.

Initiative: Investor Survey

Adopter: Canadian Investment Regulatory Organization

Finding

About 1 in 5 Canadians approached with a fraudulent investment opportunity were defrauded, with first-generation Canadians being most vulnerable to this type of fraud.

Initiative: Investor Survey

Adopter: Canadian Investment Regulatory Organization

Finding

In Ontario, a nearly 30% gap related to banking access at credit unions and access to health and life insurance was reported between consumers with high financial vulnerability and consumers with no financial vulnerability.

Initiative: 2022 Consumer Research Study

Adopter: Financial Services Regulatory Authority of Ontario

Finding

More than 10% of Canadians reported that they could not access trustworthy and unbiased financial advice.

Initiative: Free independent ecosystem reports

Adopter: Financial Resilience Institute

Finding

Nearly 11% of Canadians reported that they could not access affordable credit.

Initiative: Free independent ecosystem reports

Adopter: Financial Resilience Institute

Finding

The longer users have been saving with QUBER, the lower the chance they report reduced productivity at work due to money stress.

Initiative: QUBER App

Adopter: QUBER

Finding

8% of Canadians reported that they could not get the financial support or advice they needed.

Initiative: Free independent ecosystem reports

Adopter: Financial Resilience Institute

Finding

About 5% of Canadians reported that they could not access insurance.

Initiative: Free independent ecosystem reports

Adopter: Financial Resilience Institute

Finding

In 2021, one in five Canadians with a health condition said their condition made it difficult to deal with their bank.

Initiative: Survey of Consumers' Awareness of their Financial Rights and Responsibilities

Adopter: Financial Consumer Agency of Canada

Finding

3% of Canadians were victims of a pyramid or Ponzi scheme.

Initiative: Canadian Financial Capability Survey

Adopter: Financial Consumer Agency of Canada

The Financial Consumer Agency of Canada does not endorse, directly or indirectly, any adopters of the Measurement Plan, nor does it make any representations or warranties, express or implied, concerning the adopters' products or services or their fitness for a particular purpose.

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